FICO (Credit) Scores

The FICO (credit) score is used by many of our clients but is an optional item when placing your order for a screening product. We use the FICO score instead of an insider rating system to simplify the decision process. FICO scores are understood by most people, 450 is bad and 700 is great; why complicate the process by using a “percentage of delinquency potential” rating or a 1-100 scoring system that is offered by some of our competitors.